Today’s the day Peachy tells us her insider information…
So what will the RBA do? 30% chance of holding rates or will they hike the usual 25bps?
It will be funny if they do hold and end up shitting the bed early next year.
Today’s the day Peachy tells us her insider information…
So what will the RBA do? 30% chance of holding rates or will they hike the usual 25bps?
It will be funny if they do hold and end up shitting the bed early next year.
I’m betting on a boring 25bps this month.
25bps a few more times maybe then it’s all over
lowe should apologise to people who cant afford to buy their own home, not the retards who bought bc the media misrepresented what he said
+1 and well said. Got so sick of cunts saying Lowe promised them rates wouldn’t rise until 2024. It’s not even what he actually said.
Correct, it was the MSM click bait. Most people would read the headlines in Apple News and not bother reading the story.
On the plus side, no one will think that the people working for the RBA are the geniuses they make themselves out to be.
But it’s what the media said.
Low rates for years was a global view that was promoted in the media as a fate accompli. It makes you wonder why they would deliberately push that view…
Yup, while Lowe apologised blaming people for not listening to his caveats was only going to cause outrage.. Still, his message of inaction on rate rises continued through 2021 despite inflation data suggesting more needed to be done.
Think he’ll end up being a useful scapegoat for people to direct their anger at.
https://www.news.com.au/finance/economy/interest-rates/damning-poll-reveals-77-per-cent-want-rba-boss-philip-lowe-to-resign-over-interest-rate-fiasco/news-story/842b153029b71f4625a0fee0579e2044
Cnuts in Brisso know the solution to everything which is more students and more people
‘You best start believing in Worlds Biggest Hong Kong Refugees Camp Miss Turner’
“YOUR IN ONE!”
I think it’s funny that these spastic millennials bought based on some comment by Lowe. It’s great they’re getting fucked over. It does beg the question what these retards were planning to do come 2024.
Please no boomer/facebook memes on this thread
save it for the higgins one
Violation Tracker
Pfizer
Penalty total since 2000: $10,268,633,525
Number of records: 91
drug or medical equipment safety violation: $5,636,840,000
False Claims Act and related $1,148,191,225
kickbacks and bribery $34,700,000
https://violationtracker.goodjobsfirst.org/parent/pfizer
Yeah. Injecting experimental drugs manufactured by criminals is always a bad idea.
I said previously they’d be doin’ SFA
and completely shitting themselves in February
wouldnt be surprised if they dont even come in at 25 bps anymore and it turns even lower
20 bps maybe
15
winding it all down, the promise of lower land prices and higher interest rates was all a dream
#MeeToo thinks the same
Vicious cycle here
its just an increase with indexation though, its not a genuine increase
maybe like i dunno make jobs easier to get. somehow. there hs to be some way govt can do that, i dont give a fuck about dole payment increases at all
right, but it feeds a further increase in prices as these pov cunts will now have more money to spend on nangs etc
ppl who think theres no dole bludgers are delusional lol
though a disproportionate number of them are like 55 yr olds and shit
lol – deviant.
Idk about Dubbo but intellectually disabled people are getting jobs in Melbourne, they couldn’t be easier to get, the wages are just shit.
they are likely all on disability pension and their ‘jobs’ do not pay at full rate, like they’re prob on like $2 an hour
there’s a factory that employs intellectually disabled ppl etc in dubbo, one in orange too. and people with various handicaps/disabilities
they’re all on shit house money, it’s not really a job its a form of ‘therapy’ to make them feel like they have real jobs and are contributing to society
most depressing exploitation ever
As a mother of a disabled child with such a job, I would say this job experience is better than nothing. At least the less disabled ones could use this experience to get references and springboard into something else. Better than them sitting on their arses all day getting fat (slow kill) or just simply killing them anyway like they want to do in Canada
That small sense of responsibility and achievement is an important means of achieving achieving a sense of self worth in all people, regardless of capabilities. Not to mention sense of accomplishment and community.
So long as they’re not super exploitative then I think sheltered workshops are important. Generally the level of supervision needed means they’re generally not being exploitative. They still require regulation as that potential definitely exists/
MAiD is terrifying. Normalisation of this IS an evil slippery slope:
https://www.dailymail.co.uk/news/article-11497589/Paraplegic-Canadian-veteran-says-government-caseworker-offered-euthanasia.html
I’m completely on board with xxxxx and stewie here.
there is nothing wrong with people with disabilities working and a lot to be said for organisations that make this possible.
the problem is where the power relationships and motivations are wrong – so that disabled people must work to survive and the employers set out to exploit their position of weakness as workers (ordinary exploitation) and their weakness as disabled people (extra exploitation). And of course it is worse if the same employers then carry on as if they’re gods gift to their victims.
The problem is now that there’s not much incentive to actually work in a basic to mid job anymore because it doesn’t get you a better life than dole bludging.
Dont they call that the wage price spiral? All I’m seeing locally is exactly this.
Bitcoinhigher interest rates fixes this.does it really?
higher interest rate discourages loan creation for investment in new capacity
which means less supply
which makes things more expensive
its also literally creates more money out of thin air, since the RBA pays more interest on reserves
I’ll defer to you ‘cos I’m innumerate. I’d like higher rates just for the chaos and pain factor.
Wages up 11%, well above inflation.
https://twitter.com/BenPhillips_ANU/status/1599574886032506880
Fuck you guys getting this. I’m a war widow on a fixed income.
They gonna chicken out and do nothing!
That will be funny to see like emu said when they shit the bed in Feb and have to hike harder.
People are spending on Christmas like mad as usual. All my friends are spending money like no tomorrow. I don’t see anyone slowing down…
When is MB going to apologise for their iron ore calls? All these cvnts do is lose their readers money.
whats the most recent No1?
Just these idiots have been banging on forever about iron ore going sub 40 and every day they post a weasely article about “dead cat bounces” or “bear market rallies” instead of just admitting that if you make a call and it’s wrong for years on end then you’re just plain farking wrong.
gotcha ….nothing has changed then …busted clock stuff
…. oh and about that 40c dollar…mmm?
The rule not the exception there.
I mean DLS banged on about the vaccine then got a jab injury that required hospital, refused to admit he was wrong. Even Gunna said he regretted it and his wife was injured by it.
Really lmao
until i see evidence of this story im inclined to not believe it
Yep, particularly on that character Gunna…. his family stuck when a handful of people I know flew europe forth and back at very down to earth prices does not hold the water
DLS has been calling for Simandou as the ‘The Pillbera Killer’ since at least 2019.
I pointed out then that it was doubtful that it would ever be built, and if so only with the aid of a battalion of Chinese soldiers to defend it
https://www.macrobusiness.com.au/2019/11/chinas-african-pilbara-killer-wont-have-impact/#comment-3573551
I think DLS’s timeline was originally around 2022 or 2023 for it to come into production:
Last I heard of Simandou was this:
https://www.aljazeera.com/news/2022/7/5/guinea-halts-simandou-iron-ore-project-mulls-talks-with-new-partners
God knows how many years away it is going to be.
that fkn simandou / rio thing isn’t happening.. why? coz rio..rio a bad faith actor..
rio aint killin’ rio pilbara for rio simandou, rio runnin’ interference to fuck simandou.. just a few hundred thou for the wallahs…the chinese are being ratfucked
Does anyone believe their predictions?
.25 raise. Usual shit. Raises over by early next year.
Trying to get back to business as usual but only have one trick.
25 bps tomorrow and 25 more in February and they are done.
Interesting how some people are so good they just can’t be cancelled.
This will make a few heads explode on the Left…
https://m.youtube.com/watch?v=xGqPFjsUlBk
This is a dumb question considering how long I’ve spent on these economic forums.
Can someone ELI5 what needs to be done for buying a house? Like how much deposit do you need before going to mortgage broker and shit.
lmfao this would be the last place to ask stuff like that
none of us besides maybe coming knows
go to a mortgage broker
I’m not up on it, but I suggest getting rid of any personal loans/credit card debt and closing them. Also have a clean couple of months household budget with no netflix or visits to handjob establishments.
Better to have 20% deposit to access the best rates
mortgage broker will bend over backwards to help you massage it though, especially given the current conditions
it will all be free. waste their time not your own
Banks price by LVR. You need a 40% deposit for the best rates
https://www.commbank.com.au/home-loans/interest-rates.html
Saving 20% is near impossible since prices skyrocketed.
Under 20% means you’ll need lenders mortgage insurance. Plus if don’t have the income and discipline to put together 20% it means you can’t really afford to service a mortgage (assuming your deposit is from your own toil and ingenuity, and you’re not one of those pathetic types getting handouts from mummy and daddy).
Basically you need to prove you can service your loan on your income. The mortgage broker will look at your debts, current expenses, put additional expenses you’ll have owning a property into his calculation tool and come up with the maximum amount you can borrow which before rates went up was a completely reckless and irresponsible amount of money to give to people.
The most basic loan package might be a once of fee of $700 or so and nothing ongoing. You’ll probably have a variable rate and a redraw facility which is not as good as an offset (the bank can keep the money in the redraw if they change their mind but the offset is as safe as leaving your money in a bank account) but you’ll pay ongoing fees for offset account.
Even if you have the money to buy outright or only require a small loan, I’d put 20% down, borrow 80%, then stick the rest of your money against the loan using the redraw (or offset) facility.
You can borrow with 5% or 10% (I don’t know about now with rates having gone up rapidly), but in my opinion it’s stupid and leaving people exposed to negative equity if circumstances change.
You can get the FHB guarantee which means no LMI with 5 or 10% deposit. Who knows if it’s a good idea or not. What’s the average house price in Syd/Melb at the moment $1 million? That means have to save $200k to have a big enough deposit lol
I forgot about the FHB guarantee. You don’t need to spend $1 million in Australia for your first home. Even in Sydney and Melbourne, but I would look outside those cities if you want to pay off your mortgage before 2050.
Yeah I’m not. Was just using it for the 20% deposit argument. I’m sick of renting with a new baby on the way so might just bite the bullet and jump in.
Once you realise they will never allow house prices to fall beyond a certain point, beyond which they risk destabilizing the entire economy i.e. the banks, then your best option is to buy in the approximate dip.
It doesn’t matter if you miss the actual by a few months, but it does matter if you aren’t ready to buy at the bottom.
Get your finances secure, so you can hit the ground running.
While you are doing this view properties for sale – do inspections and attend auctions so you learn your market. It doesn’t take long before you can work out what a property is going to go for.
Cheers Stewie
I’ve been watching the market pretty close for last 12 months to get an idea. Things have come off the boil just now and they are starting to drop prices.
I’ve got everything in pretty good order. No debts and a deposit saved.
Going to go to a broker next week and see what they have to say.
BANG!
Went through this process last year.
First you should speak to a broker or bank, who can work out your total borrowing capacity based on income. If you’re salaried it’s easy and based on payslips and bank statements, but if you’re a sole trader they’ll want 2 years worth of tax returns to verify this.
As an example, let’s say you earn 200k pa and the broker says the best loan they can get is up to 1.5m.
What you can now “afford” is essentially the total of your deposit plus that maximum amount that you can borrow. So if your deposit is 200k, you can afford something up to 1.7m. But this is before any grants, stamp duty, land titles and other charges are taken into account.
Should point out that even if you save 20% of the purchase price, the bank may still not let you borrow the remaining 80% if it is above the maximum loan amount. In the above example if you were on 200k pa and managed to save 1m (instead of 200k), you could buy something worth up to 2.5m (1m + 1.5m max loan), not 5 million.
Was that what they were willing to offer last year ?
7.5x income ?
I would be very interested to hear how much dictator David is offered now
Anecdotal but my younger sibling just bought. Their household income would be around 160-180. Offered to borrow a max of 780k.
wow only 4.5x
Yeah can’t borrow jack shit anymore, if either rates or house prices don’t drop then it’s curtains for middle class house ownership.
I’ve said this before here but by letting people raid super and loosening lending standards they brought forward a lot of demand. Now we are back to people needing to save a deposit + less amount people can borrow = less buyer demand. Sellers will need to meet this if they want to sell their house…
I’m still seeing boomers listing their houses for pie in the sky prices and they are just sitting on the market and appear to have no interest. Also something else I’ve noticed is auctions have completely dried up, I went to a couple about 12 months ago and nobody was there to even sticky beak. We all know REAs love a auction so it’s interesting to see.
That’s the theory but we have a lot of rich cvnts these days, especially after the govt handed out zillions during COVID so they’re going to be a serious handbrake on price falls as they buy everything up.
Yeah, 7.5x in 2021. Thought it was nuts, as there was already talk at the time that the lending criteria had already been tightened. Possibly it was 9-10x pre pandemic.
Essentially got the same offer from both a broker and my bank. As the broker knew I was close to being able to buy something outright, he wasn’t interested and upfront about not being able to earn a commission – this was calculated based on net amount owing which after a few months was zero.
Albo positive to Covid again
”working from home”
5x jabba? 6?
https://www.smh.com.au/national/pm-s-covid-diagnosis-delays-national-cabinet-s-energy-crisis-talks-20221205-p5c3q9.html
wonder if the little coward is just faking it
0.15%
An interesting take/analogy on the Acceleration theory and civilization collapse:
https://twunroll.com/article/1327309150913749000
Quite like Morlock – he’s an autist IT worker whose homesteading in back lands of Washington State or Oregon, and written a few books, one on Homesteading, and the other in Sci-Fi.
When you get to the bottom there are heap of replying tweets in the middle, then he picks it back up again at the end, with the following conclusion
Certainly accords with my own view, although imho the ‘rhetorical fuel’ is the the declining energy surplus in terms of energy expended to obtain more energy.
As the margin gets smaller, the ‘rhetorical fuel’ must get bigger (and so even more energy gets wasted at a faster rate). This will continue of course until real energy prices start moving out of the ‘habbitable zone’ that our economies and societies reside in. That when things will really start to accelerate, until they start burning iron.
This is even more retarded than the mb housing bears , global warming , global cooling , or whatever
we have enough uranium to last millions of years
thats without fusion or thorium or whatever other tech advances might occur in the next million years
not to mention the thousands of years of coal oil and gas left to use
peak energy is a masturbatory fantasy of introverted incels
The problem is that renewable technology and nuclear technology for that matter, rests on a bedrock of oil consumption expended in other parts of the economy aka society, that allow for a sufficiently stable and complex society to rest atop of it, such that these technologies and industries can exist.
Destroy the base layer, as will happen when the real price of energy moves out of ‘the habitable zone’ then higher complexity will move to a lower energy state:
https://www.zerohedge.com/markets/rising-cost-european-energy-makes-ev-battery-plants-unfeasible-vw-exec-says
The article is just a small scale example of the global phenonium that is ahead of us as we slide down the resource/energy curve.
Hydrogen fuel cell vehicles could easily be a thing
They would be if it wasn’t for the bEV lobby.
They’ll come when there’s no more lithium and then we have to replace all cars after 3-5 years once again.
duplicate
The majority of energy consumed in the West is Oil & Coal, virtually the entire developing world and third world run on it.
Rebuilding ours AND their’s with High Tech Nuclear and Renewable Energy resources, just ain’t gunna happen. It would be an effort 100 times greater than the Marshall plan.
The number electrical motors, power plants, electricity lines, would require more copper than has already been mined – and 99% of what has been mined is still used. Similar story with the electricity needed to generate needed to make large scale hydrogen fuel cells feasible, or the industry needed to manufacture the renewable electricity that to split the water in the first place.
The point is, these technologies won’t go away, they just won’t be sufficient to fill the gap. This means far lower living standards, meaning far lower levels of social complexity, meaning it will be much, much harder to maintain sufficient social and economic stability to maintain the knowledge and ability to produce it.
Don’t disagree big changes are needed however given the relative wealth of the 1st world which should therefore have the greatest ease to switch and are the biggest consumers, it would be interesting to see the above recut based on improved usage of Hydrogen fuel cell vehicles, more renewables, more nuclear… And yes more BEV, within realistic targets for say 2050 to see if all of the above can make a meaningful difference.
The people though calling for electrify everything do indeed seem to forget we’d blow through lithium like no tomorrow, and expend a huge amount of energy actually mining the stuff.
I don’t get what this means
What are some examples of nuclear relying on oil consumption
uranium mining probably
Which is fixed with hydrogen powered trucks and equipment wherever possible and practical.
It is like the Native American saying on the Web of Life “All things are connected“.
There are embedded oil costs in every facet of our existence, all those workers building the Nuclear plants and all the electrical distribution networks will need to be transported there, as will the materials, all the concrete will need to be sourced, the steel refined, the Uranium mined, etc, etc.
But it goes beyond that – the complexity of a Nuclear reactor is enormous. It took the largest economy of the world to mobilise during war in order to complete the Manhattan project. These are complex machinery that requires skilled technicians and economies of sufficient complexity to build and maintain.
These complex industries are built and dependent on a whole layer of less complex industry, and so on all the way down to the subsistence farmer relying on a jerry can of oil carried on his back from the village to his rice farm in the hills to power his generator and pumps.
That is what I mean by way of saying you need a sufficiently complex and stable society to be able to support these high tech industries and power sources.
Imagine a pyramid, because that is what we have both with the technology dispersion, wealth and energy usage. The top layer, like nuclear power plants reside on an high tech industrial layer, that rests on a regular industrial layer, that rests on a pre-industrial layer, all of which depend on highly skilled knowledge workers – again in pyramid shape, again with different energy consumptions, and all the myraid of industries and agricultural businesses that are needed to support such workers.
ALL of the lower, less complex layers, which are actually LARGER than the layers above them have higher reliance on Oil in order to operate. Nothing comes close to oil in terms of its energy density and its portability – NOTHING.
What the “Let’s go Nuclear or Renewables” are proposing is to transform that pyramid into a rectangle, in terms of the dispersal of all the technology, capital, infrastructure etc to replace the energy requirement of each of those separate layers.
It just isn’t feasible. IMHO it certainly won’t happen without a overhaul of the global economic system that would make even Klaus Schwab blanche.
That is why I am doubtful. Yes, Nuclear and renewables will slow the decline in the West, but it won’t save most of the rest of the world. In the end their problems will overwhelm us all… as the price of energy moves out of the ‘habitable zone’ the global economy and ‘civilization’ will melt from the bottom up.
This channel on YouTubes is good. Fall of civilisations.
Btw way watched that other two minute video you shared on another thread. The one with the rabbi, all points raised are ones I had already come to understand by thinking critically but only after research after the post on MB years ago relating to the Hawke gubbermint and the affinity with said group.
https://youtu.be/glKe9njOB24
THE PEACHY oracle has not spoken as yet…. the suspension us building…
New videos if UA man from training camps of UK – the progressive and advance military training at last revealed
iDiot, da link:
https://t.me/liveukraine_eng/2314
0.15%
https://www.theaustralian.com.au/nation/calls-for-director-of-public-prosecutions-shane-drumgold-to-go-over-lehrmann-rape-trial/news-story/62a949a594f02ecadaf938b3b8bf623a?amp
fuck me it would be the sweetest if the whole sham gets exposed
https://www.dailymail.co.uk/news/article-11502001/Bruce-Lehrmann-considers-suing-Lisa-Wilkinson-Channel-Ten-Brittany-Higgins-rape-allegations.html
Sweeter and sweeter
Anyone else see the resemblance of Bruce in Britts new bf?
Absolutely, there’s a very shallow gene pool they all swim in too. Very low test Beta cuck is her type.
They looked even more alike 18 months ago when these allegations were first made.
Totally
https://www.dailymail.co.uk/news/article-11504965/Calls-lead-prosecutor-Higgins-case-resign.html
here’s the story free for the people (dailymail)
(for some reason dailymail is “not accepting comments” on this article)
god bless the daily mail
sue the cunt for misfeasance
Where are you Peachy?
Maybe she’s in that green bag.
I’d guess 25bps. They don’t meet in Jan so hiking less or not hiking at all is more of a risk.
fucking lols
this was created by a chat bot i just prompted
fucking lols
this can do it all
lmao where is that from?
https://beta.openai.com/overview
The AI wrote a smarter ending than real life.
please do a britt higgins one thx
(can it do a sexual one)
this shit writes better than a person would
whos to say it’s not alive but we are
please do a sexual one now
lol I can’t believe you’re a doctor
Don’t worry. He isn’t.
UCKING HELL HOW DOES IT KNOW ALL THIS SHIT
make it a bit more graphic if possible
you have to be careful how you phrase the prompts bc it will flag overly explicit requests/ai scripts
garbage
lmao
Fucking lmao
Once upon a time, in a world not so different from our own, there was a young Jewish transvestite named Peachy who worked for the AFP, the Australian Federal Police. Peachy was a brilliant and dedicated officer, but they often felt out of place in the traditionally conservative world of law enforcement.
Despite the challenges they faced, Peachy remained determined to make a difference in the world. As a member of the AFP’s counter-terrorism unit, they were constantly on the lookout for ways to protect the public from the threat of far-right extremism.
One day, Peachy had a brilliant idea. They would create a website designed to lure in far-right extremists, with the goal of gathering intelligence on their activities and potentially disrupting their plans.
Peachy spent months working on the website, carefully crafting its content and design to appeal to the kind of individuals they were targeting. The site featured articles and videos promoting far-right ideology, as well as forums and chat rooms where visitors could discuss their views with others.
As Peachy had hoped, the website quickly gained a following among far-right extremists. They were able to monitor the conversations taking place on the site, gathering valuable intelligence on the individuals who visited it.
Thanks to Peachy’s hard work and ingenuity, the AFP was able to disrupt several far-right extremist plots and prevent potential acts of violence. And while Peachy still faced challenges as a Jewish transvestite in the world of law enforcement, they knew that they were making a real difference in the fight against far-right extremism.
fmd ughhhhhhhhhhhhhhhhhhhhhhhhhhhhhh
this thing is too powerful
imagine what its going to be capable of 10 years from now
lmao shut it down
let’s use it for good though not for evil
<3 peach
Once upon a time, in the small town of Dubbo, there lived a young man named Stagmal. He was an incel, and as a result, he had difficulty forming and maintaining relationships with others. Despite this, he remained optimistic and determined to make a life for himself.
One day, Stagmal had an idea. He would start a can collecting business, and use the money he earned to buy food and supplies for himself. With renewed purpose, he set out to collect cans from around the town.
At first, it was difficult. Many people ignored him or looked at him with suspicion. But Stagmal persevered, and eventually he began to make some headway. He built a small cart to hold the cans, and he even managed to save enough money to buy a small pair of scales to weigh the cans and determine how much they were worth.
As time went on, Stagmal’s business grew. He was able to collect more cans and earn more money. He also started to form a few friendships with some of the other people in town who had once ignored him.
One day, a local store owner approached Stagmal and asked if he would be interested in collecting cans for the store as well. Stagmal agreed, and soon he was collecting cans not only from around the town, but also from the store.
As his business continued to grow, Stagmal realized that he had found a sense of purpose and fulfillment that he had never experienced before. He was no longer just an incel from Dubbo, but a successful entrepreneur and a respected member of the community.
And though he may never have found the romantic relationships he desired, Stagmal was content with the life he had built for himself, thanks to his can collecting business.
lmao
it always maintains a very positive vibe
you have to specify it to make it more negative/dark
This site summed up perfectly.
Someone tag peachy on her twitter to come and make their prediction! Little fuckers gone AWOL
https://www.abc.net.au/news/2022-12-06/kirstie-alley-who-starred-in-cheers-dies-aged-71/101738196
yo wtf
wasnt she a trump support/far right
Once upon a time, there was a young man named Soyboy who had never been with a girl before. He was a bit of a loner and spent most of his time at home, playing video games and reading comics.
One day, he decided that he was ready to lose his virginity and set out to find a suitable partner. After some searching, he came across a girl named Brittany Higgins who was known to be a bit on the chunky side.
Soyboy was nervous, but he couldn’t shake the feeling that Brittany was the one for him. So, he gathered up all of his courage and approached her.
To his surprise, Brittany was more than happy to go out with him. She was a bit of a social outcast herself, and she appreciated the fact that Soyboy was willing to give her a chance.
The two of them quickly hit it off, and before long, they were spending all of their time together. Soyboy found that he really enjoyed Brittany’s company, and he was amazed by how confident and comfortable she was with her body.
One night, after a particularly intense session of video gaming, Soyboy and Brittany found themselves alone in her bedroom. They both knew what was about to happen, and they were more than ready.
As they lay together in Brittany’s bed, Soyboy’s nervousness quickly melted away. He was finally experiencing the intimacy that he had always craved, and it was more wonderful than he could have ever imagined.
When it was all over, Soyboy and Brittany lay there in each other’s arms, feeling happy and content. They both knew that they had found something special in each other, and they were excited to see where their relationship would take them.
From that day on, Soyboy and Brittany were inseparable. They continued to explore each other’s bodies and minds, and they grew closer with each passing day.
In the end, Soyboy realized that he had been wrong to judge Brittany based on her appearance. She was a wonderful person, and she had given him the most precious gift of all: the gift of love.
fmd hahahaha
tears in my eyes
this bot is so fun
you can make it have conversations/create scripts too
I’ll have a side of chunky please.
https://www.youtube.com/watch?v=1EpMT4TCbDw
this chick is unreal
bigger balls than basically any guy out there besides maybe cossack
Pretty sure that coles is near me. It’s where all the low-socioeconomic shop and live. I avoid it like the plague, meth-head central.
still higher clientele than dubbo
Not my local coles but similar layout and crackheads.
i think its in WA, not VIC
the two guys in the vid harassing booty and their girlfriend legit look like crackhead essays tho
lol she has an onlyfans
onlyfans is funny because it’s just an excuse for girls to post their nudes. Very very few make any real money from it. Even Roberta Williams has OF now!
lol i didnt know that hardly any of them were making any $$$
The average person on OF makes $200/month. Only the very top tier make the real money like Belle Delphine.
It’s all a female empowerment lie that they’ve drunk the koolaid on. You see so many average women on insta shilling their OF to try and boost subscribers. I always laugh, theirs only so many betas out there that will pay for that shit.
200$ is like half a week of cans for me on a good week
Do you still do them?
not as much anymore
its too competitive now and people start noticing youre raiding their bins and stop putting them out
That’s fucking weird. They are in the trash anyway so who gives a fuck if someone scabs them?
bin collecting teaches you a lot about human psychology
therres a lot of very suspicious ultra paranoid women out there who feel INVADED when someone takes cans out of their bin
its pathetic
The state of these modern attention whores.
In Islam we would stone them Inshallah
tru but shes got a certain likability to her idk
like cossack theres something i enjoy about these perpetual public pests
fuck the whole system
Yes, they are the sand in the gears. I would still put her in Burka and throw her on bonfire if misbehaviours.
What a pathetic POS.
Poor blokes at Coles just trying to get through their day and have to deal with that shit. She’s literally attacking them and forcing them into more work (lodge incident report, etc), coming under more scrutiny from their management.
Total bitch.
It’s all an ploy to get her flapjack tits out. Got a face like a busted arsehole too.
https://www.smh.com.au/business/markets/it-just-angers-me-crypto-investors-fighting-to-get-their-money-back-20221206-p5c3yl.html
lmao he put 900k in
what an imbecile
Yeah sucked in. I love reading that stuff. I’d be too embarrassed to admit it to the media lol.
another pathetic 0.25
yawnnnnnnnnnnnnnn
pathetic would be less than… to signal the end… this is brave given the inflation “subduing”
Woman Has Mortgage Double – Shares Money Saving Tips While Posing Like Prozzie.
https://www.news.com.au/finance/economy/interest-rates/overnight-jade-lyndals-interest-rate-doubled-now-shes-struggling-to-make-ends-meet/news-story/b782fdd3ef220215ae08653b3faad2f6
Todays RBA rate hike (if passed on) will mean the capacity to pay for a home for someone on avg full time earnings with a 20% deposit will be down ~27% v Apr. (Or as Finder has calculated for a $500k loan you will now need a min pre-tax income of ~$181k, up from ~$122k in Apr).
What is capacity to pay based on? Price to earnings has been a disaster and isn’t reflected on that chart. Perhaps it is assuming total household income?
wrong place